Those who obtain insurance coverage through their employers are also often covered. Those who purchased insurance through the Affordable Care Act have access to some level of mental health care. Some insurers are generous with their mental health coverage, while many others require you to pay most of it out of pocket. Each therapist and practice will set their own sliding scale fees, helping those with fewer resources seek and obtain the help they need.Īcross the United States, specific laws such as the mental health parity law require certain health insurance plans to cover therapy for mental health issues, just as they would cover physical ailments. For example, if a therapist's standard rate is $150 per hour, if you make less than a set amount (i.e., $60,000 per year), you could benefit from one-hour therapy sessions for as little as $75. Sliding Scale TherapyĪnother key variable in regards to therapy rates is whether or not you qualify for sliding scale therapy. If you live somewhere like New York or Los Angeles, standard rates for health providers can jump up to $250 per hour. Therapist rates average $90 per hour with most spending between $60 and $120 per session. Also, the current status of your mental health issues will determine which type of therapist you'll need to see. The number of sessions you book, where you live, and your health insurance provider can affect your costs. Community mental health clinics typically cost less than a therapist in a private practice. Mental health professions charge either per hour or per session, with prices fluctuating on a sliding scale based on your income. If you need therapy, it is essential to understand the different ways therapists charge before developing a treatment plan. There are many different types of therapy one can sign up for to reach that intended goal, and the cost of the treatment will depend on the accreditation of the mental health professional, your insurance provider, and the methods used. Therapy, in all its diverse offerings, has the goal of relieving or healing disorders, mental illness, and of rehabilitating individuals and helping them function better socially. With health insurance coverage, rates average $20 to $50 per session, or about equal to your current copay.Īddition options such as online therapy costs $40 to $70 per week with a membership plan and typically offers 24-hour support. The average cost of therapy is $60 to $120 per session, with most American's paying between $20 to $250 per hour depending on the number of sessions booked, and if it's covered by health insurance.
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